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Official payroll and government contribution guides for Filipino employees, HR professionals, and freelancers. All guides updated for 2026.

Government Contributions
Contributions

2026 SSS Contribution Guide

New 15% rate, MSC brackets, WISP2 explanation, and full table breakdown.

Contributions

PhilHealth 2026 Premium Table

Final 5% implementation under Universal Health Care law.

Contributions

Employer vs Employee Contributions

Full breakdown of SSS, PhilHealth, and Pag-IBIG cost sharing.

Savings

Pag-IBIG MP2 Guide 2026

MP2 savings rates, dividend projections, and withdrawal rules.

Savings

Pag-IBIG Contribution History & Dividends NEW

How to check your TAV, understand annual dividend rates, and project your fund growth over time.

BIR Tax Guides
Tax

2026 Salary & Tax Guide

Updated BIR withholding tax tables under TRAIN Law.

Tax

Tax-Free Allowances Guide

Updated de minimis ceilings and payroll optimization tips.

Tax

Freelancer Tax Guide 2026

Percentage tax vs graduated tax rates for self-employed workers.

Tax

How to Compute Withholding Tax 2026 NEW

Step-by-step manual computation of monthly BIR withholding tax with worked examples for common salary levels.

Tax

BIR Form 2316 Guide 2026 NEW

What your annual tax certificate means, how to read every field, and when you must file an ITR versus substituted filing.

Tax

BIR TIN Registration for New Employees 2026 NEW

How to get your Tax Identification Number as a new hire — requirements, process, and common mistakes to avoid.

SSS Benefits
Deductions

Loans & Deductions Guide

Understanding SSS, Pag-IBIG, and company loan deductions.

SSS Benefits

SSS Maternity Benefit Computation 2026 NEW

How to compute your daily maternity allowance, employer advance rules, and impact on 13th month pay.

SSS Benefits

SSS Sickness Benefit Guide 2026 NEW

Eligibility, daily allowance computation, 120-day limit, and step-by-step filing process for Filipino workers.

SSS Benefits

SSS Disability Benefit Guide 2026 NEW

Partial vs total disability, monthly pension formula, lump sum schedule by body part, and how to file your claim.

SSS Retirement

SSS Retirement Pension Computation 2026 NEW

The three pension formulas explained with worked examples — and how the new MSC ceiling improves your future benefit.

SSS Loans

SSS Salary Loan Guide 2026 NEW

Eligibility, loanable amounts up to ₱70,000, amortization table, and how to apply online via My.SSS.

Pag-IBIG Fund
Pag-IBIG

Pag-IBIG Multi-Purpose Loan 2026 NEW

Loanable amounts, 10.5% interest rate, monthly amortization table, and the complete online application process.

Pag-IBIG

Pag-IBIG Housing Loan Guide 2026 NEW

Loans up to ₱6M at 5.375% per annum — eligibility, interest rate table, amortization, and step-by-step application.

PhilHealth Benefits
PhilHealth

PhilHealth Benefits You Can Claim in 2026 NEW

Case rate amounts for common procedures, Z-benefit packages for catastrophic illness, and how to use your coverage.

Labor Law & Employment Rights
Labor Law

Overtime Pay Computation (2026)

Complete overtime rate formulas for regular days, rest days, and holidays.

Labor Law

Night Differential Pay Guide

How to compute 10% night shift premium under Philippine Labor Code.

Labor Law

Holiday Pay Rules 2026

Regular vs Special Holiday pay rates and payroll examples.

Labor Law

Separation Pay Computation

Authorized cause vs illegal dismissal computation explained.

Labor Law

Probationary Employment Rules

6-month rule, termination rights, and regularization standards.

Labor Law

Final Pay & Back Pay Computation 2026 NEW

Every component you are owed upon resignation or termination — unpaid wages, pro-rated 13th month, unused SIL, and more.

Labor Law

Regular vs Contractual vs Project-Based 2026 NEW

Legal definitions, benefits entitlement comparison, and how to identify if you are being illegally classified (ENDO).

Labor Law

Paternity Leave Philippines 2026 NEW

7-day paid leave under RA 8187 — who is eligible, how it's computed, and violations to watch out for.

Labor Law

Solo Parent Leave & Benefits 2026 NEW

Expanded RA 11861 coverage, 7-day paid leave, flexible work arrangements, and how to get your Solo Parent ID.

Labor Law

How to File a DOLE SENA Complaint 2026 NEW

Free, fast dispute resolution for unpaid wages, illegal dismissal, and benefits violations — step-by-step filing guide.

Wages & Pay Computation
Wages

Minimum Wage 2026 by Region

Updated daily wage rates per NCR and provincial wage boards.

Benefits

13th Month Pay Computation

Step-by-step bonus computation and ₱90,000 tax exemption rule.

Benefits

13th Month Pay vs Christmas Bonus 2026 NEW

Which is mandatory, how both are taxed under the ₱90,000 ceiling, and when a Christmas bonus becomes legally demandable.

Payroll

How to Read Your Payslip

Breakdown of deductions, tax codes, and contribution lines.

Payroll & HR Compliance
Payroll

Payroll Computation Philippines 2026 NEW

Complete step-by-step guide to computing Philippine payroll — SSS, PhilHealth, Pag-IBIG & BIR tax with real peso examples.

HR

Payroll Compliance Checklist

Employer compliance requirements for 2026 payroll processing.

HR

True Cost of Hiring an Employee

Calculate total employer expenses beyond gross salary.

HR / Payroll

How to Legally Increase Take-Home Pay 2026 NEW

De minimis restructuring, ₱90,000 bonus optimization, and other legal strategies to reduce tax and maximize net pay.

Career & Economy
Career

Salary Negotiation Tips

How Filipino professionals can negotiate higher compensation.

Economy

Inflation Impact on Salary

How rising CPI affects real wages and take-home pay.

Career

Salary Benchmarking by Industry 2026 NEW

Average pay ranges for BPO, banking, healthcare, and government roles across entry, mid, and senior levels in the Philippines.