SmartSalaryTool
← Back to Calculator
Official payroll and government contribution guides for Filipino employees, HR professionals, and freelancers. All guides updated for 2026.
New 15% rate, MSC brackets, WISP2 explanation, and full table breakdown.
ContributionsFinal 5% implementation under Universal Health Care law.
ContributionsFull breakdown of SSS, PhilHealth, and Pag-IBIG cost sharing.
SavingsMP2 savings rates, dividend projections, and withdrawal rules.
SavingsHow to check your TAV, understand annual dividend rates, and project your fund growth over time.
Updated BIR withholding tax tables under TRAIN Law.
TaxUpdated de minimis ceilings and payroll optimization tips.
TaxPercentage tax vs graduated tax rates for self-employed workers.
TaxStep-by-step manual computation of monthly BIR withholding tax with worked examples for common salary levels.
TaxWhat your annual tax certificate means, how to read every field, and when you must file an ITR versus substituted filing.
TaxHow to get your Tax Identification Number as a new hire — requirements, process, and common mistakes to avoid.
Understanding SSS, Pag-IBIG, and company loan deductions.
SSS BenefitsHow to compute your daily maternity allowance, employer advance rules, and impact on 13th month pay.
SSS BenefitsEligibility, daily allowance computation, 120-day limit, and step-by-step filing process for Filipino workers.
SSS BenefitsPartial vs total disability, monthly pension formula, lump sum schedule by body part, and how to file your claim.
SSS RetirementThe three pension formulas explained with worked examples — and how the new MSC ceiling improves your future benefit.
SSS LoansEligibility, loanable amounts up to ₱70,000, amortization table, and how to apply online via My.SSS.
Loanable amounts, 10.5% interest rate, monthly amortization table, and the complete online application process.
Pag-IBIGLoans up to ₱6M at 5.375% per annum — eligibility, interest rate table, amortization, and step-by-step application.
Complete overtime rate formulas for regular days, rest days, and holidays.
Labor LawHow to compute 10% night shift premium under Philippine Labor Code.
Labor LawRegular vs Special Holiday pay rates and payroll examples.
Labor LawAuthorized cause vs illegal dismissal computation explained.
Labor Law6-month rule, termination rights, and regularization standards.
Labor LawEvery component you are owed upon resignation or termination — unpaid wages, pro-rated 13th month, unused SIL, and more.
Labor LawLegal definitions, benefits entitlement comparison, and how to identify if you are being illegally classified (ENDO).
Labor Law7-day paid leave under RA 8187 — who is eligible, how it's computed, and violations to watch out for.
Labor LawExpanded RA 11861 coverage, 7-day paid leave, flexible work arrangements, and how to get your Solo Parent ID.
Labor LawFree, fast dispute resolution for unpaid wages, illegal dismissal, and benefits violations — step-by-step filing guide.
Updated daily wage rates per NCR and provincial wage boards.
BenefitsStep-by-step bonus computation and ₱90,000 tax exemption rule.
BenefitsWhich is mandatory, how both are taxed under the ₱90,000 ceiling, and when a Christmas bonus becomes legally demandable.
PayrollBreakdown of deductions, tax codes, and contribution lines.
Complete step-by-step guide to computing Philippine payroll — SSS, PhilHealth, Pag-IBIG & BIR tax with real peso examples.
HREmployer compliance requirements for 2026 payroll processing.
HRCalculate total employer expenses beyond gross salary.
HR / PayrollDe minimis restructuring, ₱90,000 bonus optimization, and other legal strategies to reduce tax and maximize net pay.
How Filipino professionals can negotiate higher compensation.
EconomyHow rising CPI affects real wages and take-home pay.
CareerAverage pay ranges for BPO, banking, healthcare, and government roles across entry, mid, and senior levels in the Philippines.